Understanding Homeowners Insurance

7.8- What is "Appraisal Clause"?

7.9- What is "Earthquake Endorsement"?

7.10- What is "Fair Rental Value"?

7.11- What is "Guaranteed Replacement Cost"?

7.12- What is Homeowners 2 Policy (Broad Form)?

7.13- What is Homeowners 3 Policy (special form)?

7.14- What is Homeowners 4 Policy (contents for)?

7.15- What is Homeowners 6 Policy (unit owners form)?

7.16- What is Homeowners 8 Policy (modified coverage form)?

7.17- What is Inflation Guard Endorsement?

7.18- What is "Loss to Pair" or "Set Clause"?

7.19- What is Mortgagee Clause?

7.20- What is Package Policy?

7.21- What is "Personal Property Replacement cost endorsement?

7.22- What is "Prohibited use"?

7.23- What is "Proximate Cause"?

7.24- What is "Replacement cost Insurance on the dwelling?

7.25- What persons are Insured for Personal Liability under Section 11 of the Homeowners Policy?

7.26- What is the Personal Liability Coverage found in Section 11 of the Homeowners Policy?

7.27- What is "Medical Payments to others Coverage" found in Section 11 of the Homeowners Policy?

7.28- What are the major exclusions that apply to Section 11 of the Homeowners Policy?

7.29- What are important rules that Consumers should follow when shopping for a Homeowners Policy?

7.29- What is "Business activities" pertining to Homeowners Policy?

7.30- What is "Busines Pursuit Endorsement" specific to Homeowners Insurance Policy?

7.31- What is "Damage to the Property of Others" specific to Homeowners Insurance Policy?

7.32- What are First-aid expenses specific to Homeowners Insurance Policy?

7.33- What is "Intentional Injury" specific to Homeowners Insurance Policy?

7.34- What is "Medical Payments to others" specific to Homeowners Insurance Policy?

7.35- What is "Occurrence" specific to Homeowners Insurance Policy?

7.36- What is "Personal Injury" specific to Homeowners Insurance Policy?

7.37- What is "Personal Liability" specific to Homeowners Insurance Policy?

7.38- What is "Personal Umbrella Policy" specific to Homeowners Insurance Policy?

7.39- What is "Residence Employee" specific to Homeowners Insurance Policy?

7.40- What is "Snowmobile Endorsement" specific to Homeowners Insurance Policy?

7.41- What is "Watercraft Endorsement" specific to Homeowners Insurance Policy?

7.1- What are the major types of homeowners policies that are used by homeowners, condominium owners, and renters?

7.2- What are the major provisions in Homeowners 3 Policy, including:

(a) Section 1 Property Coverage

(b) Section 1 Perils Insured

(c) Section 1 Exclusions

7.3- What are the duties of the Insured after a loss occurs?

7.4- What is the replacement cost provision in Homeowners 3 Policy?

7.5- How can the appraisal clause be used to resolve a dispute between the Insured and the Insurer?

7.6- What is a "Mortgage Clause" and how does it protect the interest of the Mortgagee?

7.7- What is "Additional Living Expenses"?

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