Commercial Automobile Insurance

Commercial Property Insurance does not cover physical damage to automobiles. Moreover, Commercial General Liability Insurance excludes liability arising out of the ownership, maintenance, or use of automobiles in most circumstances.

For specific coverage details, refer to your Insurance Policy.

Both automobile physical damage insurance and automobile liability insurance are available under a commercial automobile insurance policy or in the commercial auto coverage part of a package policy.

Various coverages can be added to an auto policy by endorsement, such as auto medical payments coverage and unisured/underinsured motorists coverage. Commercial auto insurance also encompasses specialized forms for trucking firms and "garage businesses" such as auto dealers and repair shops.

About the Author: Ahsan Bashir is an experienced Tax Consultant based in Irving, Texas, with over 25 years of expertise spanning Taxation, Accounting, Business Lending and Mortgage, Risk Management, Business Insurance, and Business Consulting. Through his firm, Z-Tax & Accounting, he provides comprehensive financial services including Individual and Business Tax Preparation, Bookkeeping, Payroll Processing, and Business Consulting. As an Enrolled Agent authorized to practice before the Internal Revenue Service (IRS), and an IRS Certifying Acceptance Agent (CAA), Ahsan Bashir delivers trusted, professional solutions tailored to the unique needs of both individuals and businesses. 

NMLS: 1965714, NPN: 7702637, PTIN: P01280330, TX Online SOS Notary ID: 126282896

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