Because Farmers and Ranchers usually love to work on their own land, they need a combination of Personal Insurance and Commercial Insurance.
For specific coverages, kindly refer to your Insurance Policy.
Farm Insurance also covers Liabililty, arising out of either Personal or Farming activities.
The Personal Insurance aspect is similar to a Homeowners Policy, covering the farmers home and Household Property. The Commercial Insurance aspect is similar to Commercial Property and Inland Marine Coverage, covering property used in Farming Opertions, including Livestock, Mobile Equipment and Machinery, and Farm Structures such as Barns and Outbuildings.
Farm Insurance provides this blend of coverages.