Embedded Files
Workers Compensation Laws, which apply throughout the United States, obligate employers to pay specified medical, disability, rehabilitation, and death benefits for their employees job related injuries and diseases.
Workers compensation and employers liability insurance provides two coverages:
(1) Coverage for benefits the Insured Employer is obligated to pay under workers compensation laws and
(2) Coverage for employee claims against the insured employer that are not covered by workers compensation laws.
In theory, employees are precluded from suing their employers for injuries or diseases covered by the applicable workers compensation law. However, in some cases employees are permitted to sue their employers for work related accidents.
The obligation to pay these benefits exists regardless of whether the employer was in any way at fault.
About the Author: Ahsan Bashir is an experienced Tax Consultant based in Irving, Texas, with over 25 years of expertise spanning Taxation, Accounting, Business Lending and Mortgage, Risk Management, Business Insurance, and Business Consulting. Through his firm, Z-Tax & Accounting, he provides comprehensive financial services including Individual and Business Tax Preparation, Bookkeeping, Payroll Processing, and Business Consulting. As an Enrolled Agent authorized to practice before the Internal Revenue Service (IRS), and an IRS Certifying Acceptance Agent (CAA), Ahsan Bashir delivers trusted, professional solutions tailored to the unique needs of both individuals and businesses.
NMLS: 1965714, NPN: 7702637, PTIN: P01280330, TX Online SOS Notary ID: 126282896
Google Sites
Report abuse